Alex Short
Summary
Independent analyst specialising in yacht insurance policy documentation. Former superyacht ETO with operational experience across engineering systems, refit management, and technical compliance. Analysis published at myyachtsinsurance.com.
Scope of Work
2.1 Policy Architecture
Navigational warranties. Lay-up provisions. Territorial limits. Schedule structures. Deductible frameworks.
2.2 Underwriting Triggers
Material change provisions. Warranty breach mechanics. Disclosure requirements. Survey conditions. Crew qualifications.
2.3 Exclusion Analysis
Insured perils. Standard exclusions. Salvage provisions. Total loss criteria. Hull-machinery-liability interactions.
Methodology
Complete policy document review including schedules and endorsements.
Coverage mapping to specific policy sections with clause references.
Exclusion evaluation against Institute Clauses.
No interpretation without direct citation.
Background
| 2025–Present | Risk Analyst | Independent. Policy documentation and analysis. |
| 2023–2025 | Head of Department | ETO across 5 superyachts. Engineering systems, refit oversight, technical compliance. |
| 2020–2023 | Maritime Entry | ETO qualification. Transition to superyacht sector. |
Limitations
Analysis only. No brokerage services. No legal advice.
For policy placement, consult a licensed marine insurance broker. For coverage disputes, consult maritime legal counsel.